Licensing & disclosures

The agency

Covered Creator is a licensed life insurance agency serving content creators. We are an independent front door to coverage — we do not underwrite, issue, or pay claims on policies.

The agent

Insurance sales are made by Wesley Peterson, a licensed life insurance producer, GA license # pending. Wesley is responsible for all licensed insurance activity conducted through this site.

The Ethos relationship

Applications submitted through Covered Creator are completed on Ethos Technologies Inc., our technology and distribution partner. Ethos collects your application, handles underwriting workflow, and connects you with its carrier partners. Policies are issued by those carriers, not by Covered Creator or Ethos.

Coverage amounts, prices, and approval decisions are determined solely by the carrier at underwriting. Nothing on this site is a guarantee of coverage or price.

State availability

At launch, Covered Creator is licensed in Georgia only. We are adding states and will notify anyone who joins the waitlist when their state opens. Not available in all states.

How we are paid

Carriers pay Covered Creator a commission when a policy is issued. You never pay us a fee, and your price is the same as going direct.