How much coverage would you consider?
Five questions, no email, no phone call. The math updates as you move.
$
Average month, before taxes — variable is fine
$
Mortgage, car, cards, business loans
Years of protection
Until the kids are grown or the mortgage is done
A common rule of thumb — not a recommendation
$1.1M – $1.6M
That's the range creators in your situation typically consider: enough to replace your income for years and clear what you owe.
Based on $96,000 a year over a 20-year term.
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This estimates coverage amount, not product type — term, whole life, and IUL fit different situations. Wesley can help you pick, free.